Why choose Indexed Universal Life Insurance or IUL? Well…It’s more than you’d expect. For starters, your death benefit is much more powerful than you think. With life insurance, your loved ones can pay-off the mortgage or you could leave a legacy for the next generation of your family. Plus, IUL offers potential cash value growth by earning interest linked to the movement of a stock market index, without participating directly in the market. Regardless of what happens in the market, the interest rate credited to your policy will be capped at a maximum rate and, more importantly, it will never dip below zero percent. Bottom line – your policy is protected if the market goes down. The cash value growth your policy earns can provide an extra emergency fund down the road, or help supplement your income during retirement. Our line-up of IUL products each offer something different, like lifetime guaranteed death benefit protection with Protection Builder. And with our flexible options, YOU choose the amount of coverage that’s right for your family. Talk to your financial professional about IUL it can do more than you’d expect.